Partnerships Compared to Limited Liability Partnerships

By Richard Chapo There are a variety of ways to structure the formation of a business. Partnerships and limited liability partnerships are two of the choices. If you are currently running a business, you might be in for a surprise. If the business has two or more owners and no specific business entity has been formed, you are in a partnership! Why? Under long standing law, any business with two or more owners is automatically considered a partnership unless affirmative steps are taken to form the business as something else. A partnership is a form of business that has great benefits and horrendous negatives. Personally, I believe it should be used sparingly as a form of business. Why? Well, a partnership provides no protection to its owners. If the partnership gets sued, all the partners are liable for the debt. This liability is total. If you only own 10 percent of the partnership, you can still be required to pay 100 percent of the debt if you are the one with money. For this sole reason, I believe partnerships should be avoided like the plague as a business entity choice. So, why would anyone form a business as a partnership? In a word taxes. Partnership entities do not pay taxes. Instead, the finances of the partnership pass down to the partners in accordance with their ownership percentages. It makes life easy from a tax perspective and avoids a lot of the complexities of business taxation. So, is there any way to take advantage of the tax benefits of a partnership while avoiding the potential liability problems? Many people think a limited liability partnership is the answer. A limited liability partnership is just like a general partnership with one big exception. The limited partners are shielded from personal liability. The LLP takes the following form. There is one general partner that actually runs the business on a day to day basis. There are then multiple limited partners that make capital contributions to the partnership in the form of cash, products and so on. If the LLP is sued, the general partner has no protection. The limited partners, however, can only lose their investment in the business. So, why doesnt everyone just form a limited liability partnership? Well, the limited partnership position is really restricted. As a limited partner, you can not be involved in the running of the business. You are essentially limited to contributing capital to get the business up and running. If you dont like the way things are being done, there isnt a lot you can do. If a limited partner becomes active in the running of the business, he or she loses all protection from liability. All and all, partnerships should be used sparingly. They can be excellent choices for very particular business situations. If you are considering this form of business, make sure to speak with an experienced business attorney so you know exactly what you are getting into. Richard A. Chapo is with http://www.SanDiegoBusinessLawFirm.com - providing limited liability company formation in California. Article Source: http://EzineArticles.com/?expert=Richard_Chapo http://EzineArticles.com/?Partnerships-Compared-to-Limited-Liability-Partnerships&id=438324 bad credit secured loan
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Migraines and the Migraine Syndrome

By [http://ezinearticles.com/?expert=J._Wes_Tanner,_MD] J. Wes Tanner, MD I feel tired. There I go yawning again. Why did I come into the bedroom anyway? I wish I could find that box of chocolates I stashed away. My neck sure is stiff today. That spot on my head is hurting again. It always starts hurting when I get one of those sick headaches! Oh, maybe its happening again! I can feel the throbbing pulsation on the side of my head and in my sinuses. I need to turn off that noisy radio and lie down. I believe I will draw the shades first. This room smells musty. Maybe thats whats nauseating me. I cannot think right now, so I might as well go to sleep. Oh my, my head is killing me. This patient has a common migraine headache. If presented with aura (usually visual disturbance or tingling of the skin prior to the headache), then this would be a classic migraine headache. A migraineur, a person who has a history of having migraines, may have variations on the presentation of headaches or other symptoms. Some headaches will not follow this pattern. This person falls into the [http://www.migrainesyndrome.net] migraine syndrome profile. Let me explain what I mean by the migraine syndrome. It is the outward expression of the bodys sensitivity to light, sound, smell, food, and/or stress. Some people are more sensitive than others; therefore, their reactions to different stimuli are greater. This sensitivity can be manifested in the body as migraines, sinus headaches, neck aches, palpitations, irritable bowel syndrome, motion sickness or vertigo, reactive hypoglycemia, temporomandibular joint syndrome (TMJ), panic attacks, and/or fibromyalgia. Now thats a mouthful! Understanding what is going on with you is very important in the healing process. J. Wes Tanner, MD, is a family practice and headache specialist who has been treating people for over 30 years. He has extensive experience in treating migraines and fibromyalgia with excellent success. In Doctor, Why Do I Feel This Way?, Dr. Tanner exposes the secrets and myths about fibromyalgia and the migraine syndrome. To find out more, go to [http://www.migrainesyndrome.net] http://www.migrainesyndrome.net. Article Source: [http://ezinearticles.com/?expert=J._Wes_Tanner,_MD ] http://EzineArticles.com/?expert=J._Wes_Tanner,_MD [http://ezinearticles.com/?Migraines-and-the-Migraine-Syndrome&id=132440 ] http://EzineArticles.com/?Migraines-and-the-Migraine-Syndrome&id=132440 commercial private money loans
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Helping you Find the Best Secured Loan

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Idea Generation - How to Capture Your Million Dollar Idea

By Joshua Hodge So where do new ideas come from? I hate to disappoint you, but there are NO NEW IDEAS. Before you burn me at the stake for this overt falsity I reassure you I do not mean there are no new ideas in this monumentally stupid sense: "Everything that can be invented has been invented." -Charles H. Duell, 1899, U.S. Commissioner of Patents There are no new ideas, BUT, there are splendid combinations of old ideas. Things that look new will be coming and going for the rest of time but truly they are a dynamic new combination of OLD things. So how do you do it? Come up with 'new' ideas, those precious combinations of old things made to be new. Most people I talk to say oh, but Im not creative!. "Not Creative?" I say What a load of...wrongness! Human beings are all inherently creative, YOU ARE CREATIVE! I then go on to tell them their problem isnt that they are creatively disabled but rather that they are mentally disabled (at which point I either really have their attention or I get a smack in the mouth). Then I meet some people who are wildly creative, tremendous creative geniuses who can come up with all kinds of dynamic ideas at the drop of a hat. But when I ask them how they go about it they grin mysteriously and proudly say 'the ideas just come to me' as if they have a special gift that only a lucky few receive if they are in the right place at the right time when God is distributing his magical creativity dust. Well my dear friend whether you like it or not this article will allow even the most addle-minded of us to be a creative genius (no magical dust required!). The process is simple and based on the principle that ALL new ideas are merely combinations of old ideas. If you take the childrens game noughts and crosses and replace the noughts and crosses with a number from 1 to 9 the total number of potential combinations is 362,880. Imagine how many ideas must be available to you! The process of getting ideas is not dissimilar to stories of the sudden appearance of islands in the South Seas. There, according to ancient mariners, in spots where the charts showed only deep blue sea-there would suddenly appear a lovely atoll above the surface of the waters. An air of magic hung about it. And so it is with ideas. They appear just as suddenly above the surface of the mind; and with that same air of magic and unaccountability. But the scientist knows that the South Sea atoll is the work of countless, unseen coral builders, working below the surface of the sea. So how do we set our minds 'builders' to work? ------------ 1. Purpose ------------ State what you are trying to achieve, are you trying to come up with a new marketing angle, a great game for a kids party or a new and dynamic way to feed the worlds poor? Write down what your purpose is. Really, write it down, with a pen and paper. I repeat this because it makes a BIG difference having a written objective for idea generation. It ensures that you have a clearly stated objective and it articulates it in a manner where you can return to it again and again to get it bedded down in your subconscious mind. After you have your purpose written down then make a guess as to what it is going to 'cost' you to achieve your purpose. Will it cost you a lot of time? Will you need to spend some money? Work out the time costs and dollar costs and then write those down too. Now is a good time to ask yourself Is this what I really want? Is this worth the investment of time and money? If the answer is 'Yes' then go right ahead and set yourself a timeframe in which to achieve your stated objective. We all know that 90% of homework gets done the night before it is due, so give yourself a due date and stick to it. You have decided that this idea generating project is worthy of your time, so it is time to begin to: ------------ 2. Gather Information ------------ If you are dealing with a specific problem or searching for a specific idea then begin to gather the appropriate information. In fact at all times be gathering information, develop a childlike curiosity begin to ask 'why?' ask 'why?' to yourself ask 'why?' to others, search out information with passion. Use your notebook to record interesting ideas facts and tid-bits glue articles into a scrap book, keep a file. Become a veracious new knowledge consumer. You may remember, the famous scrapbooks which appear throughout Sherlock Holmes stories, and how the famous detective spent his spare time indexing and cross-indexing, the odd bits of material he gathered there. Force yourself to learn new things that are outside your usual area of interest. Learn how to paint, learn something about quantum physics or child raising. Pick up a book at your local library that your friends will think it is strange that you are reading. Say it with me now: "I am a naturally curious person." So when we are looking to solve a problem or come up with a new idea we gather all the information on the topic and start to draw and re-draw great whopping mind maps on the topic. This gathers our information and draws other information out of the dark corners of our mind. Then when you think you have all the information gathered together (and depending on the scope of the subject this could be many-many books) gather a little more information. The information gathering process is the most often neglected part of idea generation. I can not stress it enough you need to have the raw materials of ideas (information) before you can start building an amazing new idea. You would never expect a builder to begin construction on your house with no materials. Now that you are confident that you have more information than you need we can move on to step three... ------------ 3. Chew over the topic repeatedly ------------ Assuming that you really did a diligent job of the information gathering stage then you may have already begun this stage inadvertently. This part of the process is the most difficult to explain because it all happens inside your head. What you do is to take the different bits of material which you have gathered and feel them, float them around in your mind. You take one fact, and turn it this way and that, look at it in different lights, and feel for the meaning of it. You bring two facts together and see how they fit. What you are looking for here is the relationship, a synthesis where everything will come together in a neat combination, like a jig-saw puzzle. I know that what I am about to say sounds like a paradox but experience shows that it works. Facts sometimes display their meaning quicker when you do not scan them too directly, too literally. You remember those magic eye pictures where you have to look 'past' the picture to see the 3D illusion? It is like that. In fact, it is almost like listening for the meaning instead of looking for it. When creative people are in this stage of the process they get their reputation for absent-mindedness. As you go through this part of this part of the process two things will happen. First., little tentative or partial ideas will come to you. Scribble these down on paper. It doesnt matter how crazy or incomplete they seem: get them down. These are foreshadowings of the real idea that is to come, and expressing these in words speeds up the process. The second thing that will happen is that you will inevitably get very tired of trying to fit your puzzle together. Dont quit yet! Keep at it! The mind, too, has a second wind. Keep bashing away at the idea even after you are past tired and get this second layer of mental energy in the process. Keep trying to get one or more partial thoughts into your notebook. But after a while you will reach the hopeless stage. Everything is a jumble in your mind, with no clear insight anywhere. When you reach this point, if you have first really persisted in efforts to fit your puzzle together, then the third stage in the whole process is completed, and you are ready for the fourth one. ------------ 4. Incubation ------------ In this third stage you make absolutely no direct effort. You drop the whole subject, and put the problem out of your mind as completely as you can. It is important to realize that this is just as definite and just as necessary a stage in the process as the previous three. What you have to do at this time is to turn the problem over to your subconscious mind, and let it work while you sleep. You have a massive processing powerhouse on the back end of your mind, one that we dont experience consciously but it unquestionably exists. Completely ignoring the task at hand at this stage will force the unconscious mind into action because the problem remains unsolved and the unconscious mind does not sit well with unfinished problems. You may remember the old Sherlock Holmes books, he used to stop right in the middle of a big case, and drag Watson off to a concert. This sent practical and literal-minded Watson round the twist but Conan Doyle (the author) was a creator himself and knew the creative process. So when you reach this third stage in the production of an idea, drop the problem completely, and, turn to whatever stimulates your emotions. Listen to music, go for a walk, read poetry or take a long hot bath. In the first stage you have gathered your food. In the second you have chew it up well. Now the digestive process is on. Leave it alone and let the gastric juices do their work. But be on your guard with pen and paper to... ------------ 5. Catch the Idea ------------ If you have worked hard during the previous four stages then this stage is inevitable. Out of nowhere an idea will appear. It will come to you when you are least expecting it - while shaving, or bathing or most often when you are half awake, in the morning. It may wake you up in the middle of the night. Be ready to catch that idea and make it your prisoner. Always have a pen and paper nearby to scribble it down in your notebook where it will be trapped forever for you to milk it for all it is worth. A friend of mine keeps a little voice recorder by his bedside so that if he has an idea when he is not fully awake he can 'catch' the idea onto tape and then write it in his notebook in the morning. An old friend of Jessies (my wife) had a dream one night that included in it an amazing idea. Knowing that they needed to catch this idea so they wouldnt forget it they got up and wrote it down on a piece of paper. In the morning, however, when they read their late night scrawlings they where disappointed to find that on their precious sheet of paper where the words 'an Amazing Idea', and nothing else. DO NOT be fooled, you will NOT remember your idea if you dont capture it somehow. It doesnt matter how dynamic an idea, if you dont catch it, its gone forever. In fact it seems that the subconscious mind births the most elegant of ideas at the most inconvenient of times (I guess this stands to reason, my wife never went into labor at a 'convenient' time) you MUST catch them, good ideas are slippery little suckers and can pop out of your head just as quickly as they popped in. ------------ 6. Test the idea ------------ The final stage which you must pass through (but definitely NOT before you have completed the other five stages) is to see how your idea stand in the harsh world of reality. When you begin to test an idea you may find that it is not the precious little child that you first expected, but in fact it has some flaws and needs some tweaking to make its place as being truly helpful. But you will be pleasantly surprised that a good idea has self-expanding qualities and possesses the elasticity to be stretched this way and that to apply to your specific needs. Some ideas are 'gateway' ideas, they are in themselves not perfect but simply writing them down and toying with the new idea will allow your unconscious mind space to deliver the real humdinger of an idea that you are looking for. Relax and let it happen, you have an amazing brain and now you know how to use it: State what you want to develop an idea on. Gather the raw materials (facts). Work over these materials in your mind. Let the idea incubate. Catch the idea when it pops in your head. Shape the idea and develop it for practical usefulness. A good dollop of this article was inspired by a very old book entitled 'A Technique for Getting Ideas' by James Webb Young, if you find a copy (its no longer in print) buy it, it's a Gem! Joshua Hodge is the principle consultant for Really Important Marketing For more helpful resources on environmentally sustainable marketing visit http://www.reallyimportant.com.au Article Source: http://EzineArticles.com/?expert=Joshua_Hodge http://EzineArticles.com/?Idea-Generation---How-to-Capture-Your-Million-Dollar-Idea&id=464963 licensed payday lenders michigan
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Bass Fishing Reels

By Alan King From humble beginnings in the late 1800s, bass fishing has evolved into a multi-billion dollar industry. Bass are the second most sought after game fish in the United States, and a dizzying array of rods, reels, lines, lures, electronic instruments for finding fish, tubes and specialized boats are offered for sale. The two most popular types of reel for bass fishing are spinning reels, or spinners, and baitcasting reels. Baitcasting reels are those in which the line is stored in a revolving spool, and retrieved by means of a crank, commonly located on the right side. These reels give anglers better control over lure placement, allowing them to be placed right next to logs, the shoreline, or into heavy cover. Baitcasters also have a reputation for being more difficult to use than spinners. However, bass angling with a baitcasting reel no longer requires the fisherman to carefully thumb the spool to prevent the line from overrunning and tangling. Many baitcasting reels now contain anti-backlash devices to make casting easier, avoiding problems via the use of magnets. The baitcasting reel performs many fishing tasks better than other types of reel. Because of this, they have long been the standard in bass fishing. Some, however, prefer the spinning reel to the baitcaster. Recent models have been improved in smoothness and efficiency. Spinning reels are reels that run the line off of a fixed spool. These reels were originally invented for the used of artificial flies and lures that were too light to be used on baitcasters. These reels also solved the backlash problem, since a fixed spool cannot overspeed and tangle the line. Spinners are more versatile than baitcasting tackle, able to incorporate a lighter line and bait. It is also easier to cast from small tight spaces with spinning reel tackle. Although spinning reels do not suffer from backlash, it is still possibly to trap the line underneath itself on the spool, or to have it detach from the reel to hang in loops called birds nests. In recent years, level-wind and oscillating spool mechanisms have been introduced to solve these problems. No matter what sort of reel you choose, accuracy of cast for bass fishing is best acquired through practice. You should work with your reel regularly at home, both in the living room and outside, to get a good feel for your particular rod and reel. This ensures that once in the real world, you will be able to cast wherever you choose, without danger of tangling, and to land any fish that takes a nibble. You should be sure to work with high-quality equipment. Compare any prospective reels, not only for price, but for quality and durability of workmanship. A cheap reel will not last as long as a high quality one, and you will likely suffer from more line problems in the bargain. For information you need to know before your next Bass Fishing trip please check out the authors website at
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Building An Outside Deck

By Ron King One of the most beautiful additions to any home is a deck. Not only does it add beauty, a deck also adds value to your home. But there is much to think of when preparing to build a deck. A poorly built deck can be a disaster. Following are 10 things to consider before you build your deck. 1. Purpose First of all, what is going to be the primary purpose of your deck? Entertaining guests -- you'll need to consider how many guests you want the deck to hold, because more guests equal more weight. A play area for small children -- safety is essential. Whatever your intended purpose, think it all the way through before starting to build. 2. Location, Location, Location The next thing to consider is the location. Landscaping issues may crop up exactly where you think you should place your deck. You should consider entrances and exits to your home. Access to your deck is essential -- if you can't get there, you can't enjoy it. 3. Deck Plan You will need to have a deck plan, which will serve as a guide for the entire project. It doesn't require a professional work-up, but you should be thorough. 4. Attaching Deck To Your Home There are many ways that a deck can be attached to your home. Although the deck can be freestanding, it is not very practical or safe. If you decide to attach your deck to the house, you will need to decide how you will cut away the siding at the joining point. You will also need to determine if the framing of your home is strong enough for the deck. 5. Deck Supports Deck supports are an important part of this process, so you will need to decide exactly how many footings and posts you will need, and where to place them. 6. Decking Material What type of decking material do you plan to use? Composite decking materials are a good choice because they have been chemically engineered to avoid the problems of traditional wood. However, if wood is your choice, redwood, cedar and pressure treated pine are all popular because they resist rot and decay. If you choose another wood decking material, you will often need to provide protectant and sealant material. 7. Permits Remember, different areas have different zoning laws and requirements so it is important to find out what permits will be required to build your deck in your area. While some areas require an official building permit, others will require only a periodic site inspection. Some require both. Check with your city government to decide what actions you need to take. 8. Tool Time Make sure you have all the tools on hand that you will need for the project. There may be additional expenses added to the project to buy these tools. If you do not have this kind of experience, you should consider the next point very carefully. 9. Professional Help Decking is a big project to undertake if you are a weekend handyman. If you have little construction experience, decking is not a good beginning learning project. Poorly built decks are very dangerous. If you cannot handle the project, it needs to be in the hands of a professional. 10. Extras The final thing to consider is any extras you might want to build into and onto your deck. You might add a decorative handrail or you might want flower boxes on each corner, or perhaps built-in seating for your guests. Whatever extras you choose will personalize your deck. All Decked Out Although building an outside deck can be a huge undertaking, it is a great place for many activities -- sunbathing, barbecues with friends, a safe place for the children to play, or a hot tub. To name a few. Visit Home Landscaping to learn more. Ron King is a full-time researcher, writer, and web developer, visit his website at Articles for authors. Copyright 2006 Ron King. This article may be reprinted if the resource box is left intact and the links live. Article Source: http://EzineArticles.com/?expert=Ron_King http://EzineArticles.com/?Building-An-Outside-Deck&id=130966 dave ramsey bi-weekly pay day
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Fun At Work Leads to More Success

By Ramon Greenwood Common sense at work: Such qualities as loyalty, energy, intelligence and hard work are certain to be in any consensus of what it takes to build a successful career. However, theres another essential ingredient that is too often overlooked, says
Ramon Greenwood, senior career counselor at www.CommonSenseAtWork.com>
That is
having fun on the job. In fact, most of us are downright ambivalent when it comes to the subject of fun on
the job and taking leisure time away from work. It is easy to argue both sides of the
issue. Youve heard the axiom, All work and no play makes Jack a dull boy. Well, it is
true. A macho point of view has been the order of the day among some ambitious
careerists. It expresses itself through a sort of masochistic drive to work more
hours than the next fellow, never take a vacation and otherwise reject the idea that
work can be fun. Unfortunately, many companies pay only lip service to vacations and then impose a
guilt trip on those who get away. Jon Neulinger, author of The Psychology of Leisure states flatly, Those not
interested in doing anything but work are not likely to be CEOs. He thinks most Americans do not spend enough time seeking leisure, which is more
than just piddling away spare time. Leisure Is A State Of Mind True leisure, Neulinger says, is a state of mind. It comes about when a person
engages in an activity that produces satisfaction, control and freedom. It is this
state of mind that is so essential to the human psyche. It is what provides the
regenerative, therapeutic quality of leisure. Studies show that a sense of humor, in proper dosage, can boost creativity and
productivity, as well as take the air out of tense situations. According to Greenwood, it can help you land the job you want. One study revealed
that 98 percent of over 700 chief executive officers interviewed preferred job
candidates who have a sense of humor over those who dont. A clinical psychiatrist at Stanford University has found that a good laugh raises the
pulse and blood pressure and releases adrenaline into the system. The lungs
expand and torso muscles expand and contract. After laughter, the blood pressure
and heart rate return to normal. Laughter is said to be like jogging in place. Leaders use humor to communicate goals and motivate their followers. Thats why the late Sam Walton, founder of Wal-Mart, the giant retailer, was willing
to put on a hula skirt and dance down Wall Street when Wal-Mart employees met a
challenge he had laid down. It is not necessary to be another Johnny Carson to provoke a rejuvenating laugh or
enjoy a joke. Lighten up. Be willing to laugh at yourself. See and tolerate absurdities
on the job. They do exist and they are not necessarily the end of the world. Tommy May, CEO of Simmons First National Bank, who is an arch conservative in
business matters, put humor to work to motivate workers in a United Way campaign
by letting his chief competitor throw a chocolate pie in his face when the May-led
team came in second in raising money. Use humor carefully. Dont overdo it. Dont violate the rules of your workplace.
Dont laugh at people; laugh with them. Heed the wisdom of Mark Twain: the law of workthe higher the pay in
enjoyment the worker gets out of it, the higher shall be his pay in money also. It all comes down to the advice from one sage observer who said, Get happiness
out of your work or you may never know what happiness is. Ramon Greenwood is former senior vice president of American Express; a professional
director for various businesses; a consultant; a published author of career related
books and a syndicated column. Senior career counselor for
http://www.CommonSenseAtWork.com Article Source: http://EzineArticles.com/?expert=Ramon_Greenwood http://EzineArticles.com/?Fun-At-Work-Leads-to-More-Success&id=48194 low interest rate personal loan
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Finding Your Ideal Mate(6) - Increasing Your Opportunities For Attention

By Elaine Sihera It is very important to know yourself otherwise you could be ambiguous in your choices. Some people may say they want an independent-thinking, self-directed partner, who is successful in his own career. In reality, they want someone who will take care of them or be the parent they never had. After all, when we love someone, we do not tie that love to the size of their wallet, or expect financial contribution as a condition of our love. The strengths both parties bring to the new partnership should actually provide the teamwork to achieve what they both require. We often deceive ourselves, as well as others, in painting that false personal image but, while we can deceive ourselves forever, we can only deceive some of the people some of the time. All too soon, we get found out, and most likely when we least expect it. So, just be yourself, warts and all. Being yourself is usually the most attractive part of you! You emphasise that uniqueness. Increase your opportunities by joining clubs you enjoy. Or dating agencies which enhance who you are and also reflect whom you are looking for. What do you really enjoy as a hobby? Football? Salsa dancing? Opera? Ballet? Reggae? Cooking? Yoga? Painting? Formula-1 racing? Horseback riding? Scrabble? Bridge? Chess? Begin to participate in whatever you like, especially in an arena where single people of both genders are bound to be present. By getting involved in activities which interest you, you can expect to have a good time, even if, initially, you do not meet someone appealing. Do not waste your time going to places where you feel uncomfortable and where the odds may be stacked against you. For example, I am not a pub person, particularly because I do not smoke or drink. I would much rather play contract whist, cards, Scrabble or trivia, go walking, dancing or reading, attend recitals or the theatre. I am more likely to find someone I like while doing any of those activities than being in a pub feeling out of place, wishing and hoping that Mr Right will walk in. Use a Dating Service, Where Possible
Often it is a reluctance to accept what really makes us happy, especially when we want to keep up with the Joneses, to impress our peer group, or to follow them religiously, that leads us to the wrong partners. By being ourselves at all times it allows people to gradually feel comfortable with us. Whether they like us or not, they will always know where we stand, which is likely to increase our credibility and respect in their eyes. Promote yourself through a dating service if there are few other options available. If you are religious, or a member of a church or temple, you have a much better opportunity to meet someone of your background or interests than many other people, without having to do too much about it. But, in todays impersonal and professional age, promoting yourself becomes crucial if you are not part of an active community group. That is guaranteed to narrow the field and to help you identify and focus on the types you are seeking. Registering with an agency, either off- or on-line, for example, one which specialises in professionals, executives or writers, will attract people in those fields almost exclusively, rather than a general dating agency which appeals to everyone. However, do make sure the ones you choose are reputable. This can be done simply by doing a guest search online or seeking second opinions to assess what type of people use that particular service. Check the credibility of any print publication and the quality of its adverts. Do the types of people you are seeking advertise in that medium? Above all, avoid totally FREE dating sites. There is nothing free about them. You pay with the loss of your email address which they use to send all over the place, which then increases your spam, or to send you stuff you don't want. Better to trial a paying site to see whether you wish to join than you go for a free site which attracts the wrong kind for you. If you are really serious about finding your mate, you should be prepared to pay for your search because it is the value you get for that money, not the actual price that matters. ELAINE SIHERA (Ms Cyprah - http://www.myspace.com/elaineone and http://www.elainesihera.co.uk) is an expert author, public speaker, media contributor and columnist. The first Black graduate of the OU and a post-graduate of Cambridge University. Elaine is a CONFIDENCE guru and a consultant for Diversity Management, Personal Empowerment and Relationships. Author of: 10 Easy Steps to Growing Older Disgracefully; 10 Easy Steps to Finding Your Ideal Soulmate!; Money, Sex & Compromise and Managing the Diversity Maze, among others (available on http://www.amazon.co.uk as well as her personal website). Also the founder of the British Diversity Awards and the Windrush Men and Women of the Year Achievement Awards. She describes herself as, "Fit, Fabulous, Over-fifty and Ready to Fly!" Article Source: http://EzineArticles.com/?expert=Elaine_Sihera http://EzineArticles.com/?Finding-Your-Ideal-Mate(6)---Increasing-Your-Opportunities-For-Attention&id=509109 free credit report and fico
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